Analytics
Portfolio insights across products, rules, and outcomes.
Executive Insights
Approval rate dropped 6% this week
Primary reason: Fraud Rule #12 is over-triggering on salaried applicants aged 22–26.
Recommendation: Review fraud threshold for younger salaried segment; consider raising from 70 → 78.
Business Loan approvals increased 18%
Primary driver: improved bureau scores across MSME segment in tier-2 cities.
Recommendation: Increase acquisition budget for Business Loan Growth by 20% in Q3.
Manual review backlog crossed 240 cases
Average TAT in queue is now 42 minutes — 15% above SLA.
Recommendation: Auto-route low-priority items to secondary underwriters; add one FTE for the week.
Approval Rate Trend
Approval Funnel
Top Approval Bottlenecks
Top Reject Reasons
Most Triggered Rules
Approval by Loan Product
Manual Review Trend
Fraud Alert Trend
FOIR Distribution
Rule Usage Frequency
Premium salaried auto-approve1284
Prime customer fast-track612
Weak bank statement421
Low credit score rejection342
High FOIR review267
High ticket senior approval213
Average Approval Time
8.4m
Median across all products
P50 · 6m
P90 · 14m
P99 · 38m