Lending Policy Studio

Loan Products

Design lending products with eligibility, pricing, and required documents.

Personal Loan Prime
Max amount

₹15.0L

Interest

10.99%

Tenure

60m

Min income

₹35k

Employment

Salaried

Documents

PAN
Aadhaar
Salary Slip
Bank Statement
Flow: Auto → Senior Approval > 10L
Processing fee · 1.5%
Home Loan Plus
Max amount

₹100.0L

Interest

8.75%

Tenure

240m

Min income

₹60k

Employment

Salaried
Self-Employed

Documents

PAN
Aadhaar
Property Papers
ITR
Flow: Auto → Legal → Technical → Approval
Processing fee · 0.5%
Education Loan
Max amount

₹40.0L

Interest

9.5%

Tenure

120m

Min income

₹40k

Employment

Salaried
Self-Employed

Documents

PAN
Aadhaar
Admission Letter
ITR
Flow: Auto → Co-applicant Check → Approval
Processing fee · 1%