Experiment Lab
Simulate lending policy changes before you release them to production.
Proposed Policy Controls
650
50%
70
₹25,000
50
11%
Projected Approval Rate
87.5%
0.0% vs current
Now: 87.5%
NPA / Risk Increase
5.54%
0.0% vs current
Now: 5.54%
Estimated Monthly Revenue
₹80.6L
0.0% vs current
Now: ₹80.6L
Manual Reviews
190
0.0 vs current
Now: 190
Avg Processing Time
12m
0.0m vs current
Now: 12m
Monthly Disbursals
1629
0.0 vs current
Now: 1629
Current vs Proposed Policy
| Metric | Current | Proposed | Delta |
|---|---|---|---|
| Min Credit Score | 650 | 650 | — |
| FOIR Threshold | 50% | 50% | — |
| Fraud Threshold | 70 | 70 | — |
| Min Income | ₹25,000 | ₹25,000 | — |
| Interest Rate | 11% | 11% | — |
Customer Segment Impact
Filter by segment
Projected Approval
76.3%
+8.3% vs current
Approval Change
+8.3%
+8.3% vs current
Manual Review Change
-12.0%
-12.0% vs current
Most affected customer segment
First-Time Borrowers
Expected approval change +17.5% · Manual reviews -25.0%
Impact Summary
Approval rate moves from 87.5% to 87.5% (0.0%), with NPA risk at 5.54% (+2.3%). Expected monthly revenue: ₹80.6L. Most affected segment: First-Time Borrowers.