Settings

Default RBI Compliance

Enforces RBI-mandated stages and audit trail.

Enable CKYC

Pull from CKYC registry when available.

Enable Credit Bureau

Query CIBIL / Experian for every application.

Enable Fraud Engine

Score every applicant for fraud risk.

Enable Manual Review

Route borderline cases to human underwriters.

Enable Co-applicant

Allow joint applications.

Enable Aadhaar Verification

eKYC via Aadhaar OTP or offline XML.