Rule Engine
Author, prioritize, and monitor your lending decision rules.
Configured Rules
8
Drag rows to reorder execution priority| Rule | Priority | Conditions | Outcome | Usage | Approval % | Reject % | Avg Time | Last Triggered | Owner | Active | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | Low credit score rejection Prevents 342 high-risk disbursals/month | High | Credit Score < 650 Logic: AND | Reject | 342 | 0% | 100% | 2m | 12 min ago | Ravi (Risk) | ||
2 | Premium salaried auto-approve STP driver — ~62% of auto-approvals | High | Monthly Income > 50000Credit Score > 720 Logic: AND | Approve | 1,284 | 96% | 0% | 3m | 2 min ago | Ananya (Admin) | ||
3 | High ticket senior approval Guards ₹18Cr portfolio exposure | Medium | Loan Amount > 1000000 Logic: AND | Senior Approval | 213 | 74% | 6% | 18m | 1 hr ago | Vikram (Product) | ||
4 | Fraud risk rejection Saves ~₹1.4Cr/month in fraud losses | High | Fraud Score > 70 Logic: AND | Reject | 96 | 0% | 100% | 1m | 8 min ago | Ravi (Risk) | ||
5 | Missing KYC review Compliance guardrail (RBI KYC) | Medium | PAN Verified == falseAadhaar Verified == false Logic: OR | Additional Documents | 178 | 42% | 21% | 24m | 35 min ago | Ananya (Admin) | ||
6 | Weak bank statement Catches thin-file salaried applicants | Medium | Bank Statement Score < 50 Logic: AND | Manual Review | 421 | 38% | 34% | 42m | 5 min ago | Vikram (Product) | ||
7 | High FOIR review Portfolio quality control | Medium | Existing EMI > 30000 Logic: AND | Manual Review | 267 | 45% | 22% | 28m | 17 min ago | Vikram (Product) | ||
8 | Prime customer fast-track Prime-tier NPS driver | High | Credit Score > 780Bank Statement Score > 75 Logic: AND | Approve | 612 | 99% | 0% | 2m | just now | Ananya (Admin) |